Capstone Connectors

DSCR application

One form. Everything a rental loan needs.

DSCR loans qualify on the property's rent, not your tax returns. This is the full application — buying, refinancing, or pulling cash out. It takes about five minutes, and a complete file moves faster than a back-and-forth.

You fill this out once

Property, structure, and the rent numbers. Estimates are fine — nothing here is held against you later.

Derek reads it himself

A complete file means he can size the deal immediately instead of trading emails for a week.

You book a call

You land on his calendar right after submitting, and get a private portal link for your documents.

1 of 4 — About you

How Derek reaches you about this deal.

These loans are made to an entity. Leave this blank if you haven't formed one yet — it isn't a problem.
2 of 4 — The property

Estimates are fine here — the real values get confirmed during underwriting.

Street, city, state and ZIP.
Your best estimate — an appraisal confirms it later.
Most refinances need it off the market for at least 30 days.
Zillow, the MLS listing, anything with photos — paste it if it's handy.
3 of 4 — Your loan

Pick what you're doing and we'll only ask what applies.

The contract price, or your target if you're not under contract yet.
Roughly what it would take to pay off the current loan. A ballpark is fine.
In months — two years is 24.
Leave blank if you're not sure — we'll work it out together.
4 of 4 — The numbers

These decide the deal on a DSCR loan. Estimates are fine — leave anything blank you don't know.

Actual rent if it's rented, expected rent if not. Blank is fine — market rent gets estimated for you.
Your best estimate is fine — no credit check happens now.
Per month — the yearly bill divided by 12 is fine.
Per month, if you know it.
Enter 0 if there's no HOA.

After you submit, you'll go straight to Derek's calendar to book your call. Derek reads every application himself. By submitting, you agree he can contact you about your deal. Capstone Connectors LLC is a private money broker, not a lender; loans are funded by third-party private capital partners.

Don't have a property picked out yet?

That's fine — this application assumes a specific property. If you're still shopping, start with a conversation instead and Derek will tell you what the numbers need to look like.

Talk it through first How DSCR loans work